As of 2025, the FHA loan limits within Kilgore, Gregg, TX, are totaled at $472,030 for single-family homes, increasing to $604,400 for duplexes, $730,525 for triplexes, and peaking at $907,900 for four-unit properties.
For conventional loans, the maximum loan amounts are set as follows: $726,200 for a standalone single-family house, $929,850 for properties with two units, $1,123,900 for three units, and $1,396,800 if it's a four-unit home.
Leverage our FHA calculator to obtain the most favorable FHA rates available today, and to assess your potential downpayment along with essential requirements such as income level, credit score, reserves, and necessary documentation for qualification.
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By using the Lendersa® calculator, you can effectively compare FHA rates and terms with those of various alternative lending programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, facilitating a comprehensive loan comparison tailored to your needs.
Lendersa® aggregates an extensive range of loan data pulled from thousands of lenders, enabling rapid comparison against your unique financial profile to identify the most suitable offers.
The Loan Limits Comparison Table for 2025 within the bounds of Kilgore, Gregg, TX, allows you to examine the peak loan sizes across different lending types—FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To thoroughly compare the qualification requirements like income, reserves, and credit needs, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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