In the year 2026, the FHA loan limits established for Willis county within Montgomery, TX are: $472,030 for a single-family property, $604,400 for two-unit houses, $730,525 for three-unit houses, and $907,900 for four-unit structures.
Conventional loans have a cap set at $726,200 for single-family dwellings, rising to $929,850 for duplexes, $1,123,900 for tri-unit setups, and peaking at $1,396,800 for four-plex units.
You can use our FHA loan calculator to access today’s top FHA rate offerings and calculate necessary parameters such as downpayment amount, income requirements, credit score, reserves, and necessary documentation to meet loan eligibility.
The Lendersa® calculator allows for thorough comparison of FHA rate and terms with a wide spectrum of alternative loan programs. Delve into our range: Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all in comparison with FHA offerings.
Lendersa® pulls loan program data from thousands of lenders, providing instant comparisons tailored to your financial history and necessities.
The Loan Limits Comparison Table for 2026 in Willis county located in Montgomery, TX offers a detailed juxtaposition of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. When assessing qualification criteria such as income level, reserves, and credit ratings, employ Lendersa®’s Super Loan Integrated Qualifier (SLIQ™) for precise evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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