FHA Loan Limits for Huntsville, Walker County, TX in 2026

For 2026, within Huntsville county in Walker, TX, the FHA loan limits are designated as follows: $472,030 for a single-family home. For residences with two units, the limit is $604,400, for three-unit properties, it reaches $730,525, and for a building with four units, the maximum is set at $907,900.

Regarding conventional loans, the ceiling for a single-family home is $726,200. For homes with two units, the cap stands at $929,850, whereas properties featuring three units have a maximum of $1,123,900, and for those with four units, it goes up to $1,396,800.

Make use of our FHA calculator to uncover today’s most favorable FHA rates, which will enable you to calculate the necessary downpayment, assess your income needs, evaluate credit criteria, examine reserves, and gather the required documentation for qualification.

Explore and compare loan offers from a wide range of 100 diverse lenders

Analyze Loan Options in Huntsville, TX

The Lendersa® calculator is a robust tool that allows a detailed comparison of FHA rates and terms against other loan programs. You can assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA offerings.

Lendersa® efficiently compiles loan program data from a vast network of lenders, delivering rapid comparisons tailored to your specific financial profile and needs, and providing accurate results within moments.

The Loan Limits Comparison Table for 2026 in Huntsville county of Walker, TX, facilitates a meticulous examination of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans for their maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to thoroughly compare your qualification requirements, looking at factors like income, reserves, and credit standing, to identify the best financing solutions available to you.

Loan limits Huntsville county of Walker, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Huntsville FHA Lenders

  • Texan Mortgage
  • 1787 Highway 30 East, Huntsville, TX, 77320
  • Lends in Texas
  • We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.

  • Access Loans, Inc
  • 921 McLeod Dr, Huntsville, TX, 77320
  • Lends in Texas
  • Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Montgomery Mortgage Texas
  • 11230 FM 830 Rd, Willis, TX, 77318
  • Lends in Texas
  • Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau

  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Lends in Texas
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.

  • K&G Capital Mortgage
  • 3210 N. Frazier Street, Suite A, Conroe, TX, 77303
  • Lends in Texas
  • As a premier lender in Montgomery and Harris County for the past 10 years, we pride ourselves on complete customer satisfaction. If you are looking for a home and/or home mortgage in Houston, Conroe, Lake Conroe, The Woodlands or anywhere in Texas, there are a wide variety of options to choose from.

  • Spirit of Texas Bank
  • 1836 Spirit of Texas Way, Conroe, TX, 77301
  • Lends in Texas
  • We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service"​ should be. Our expectation is to make a difference.

  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • Lends in Texas
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.

  • Design Mortgage Group
  • 7511 FM 1488, Magnolia, TX, 77354
  • Lends in Texas
  • At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.

  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • Lends in Texas
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.

  • MORTGAGE SOLUTIONS, LP
  • 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
  • Lends in Texas
  • "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity.
    Mortgage Solutions LP NMLS #1636721..