As of 2026, the FHA loan limit within Kaysville county, part of Davis in UT, is $744,050 for a single-family home. For two-unit homes, the cap is $952,500, for three units it’s $1,151,400, and for four units, it's $1,430,900.
The maximum amount for conventional loans on a single-family dwelling is $744,050, with two-unit limits at $952,500, three-unit limits at $1,151,400, and four-unit limits at $1,430,900.
Use our FHA calculator to find today’s premier FHA rates and calculate the downpayment, income, credit, reserves, and documents required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against those of other loan programs. Dive into a comparison of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® assembles loan program data from thousands of lenders and efficiently aligns it with your individual financial situation and needs.
The Loan Limits Comparison Table for 2026 in Kaysville county of Davis, UT, helps compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification requirements like income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $744,050 | $952,500 | $1,151,400 | $1,430,900 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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