In 2026, the FHA loan limits in Washington, UT, including La-Verkin, are $414,000 for a single-family home, $530,000 for duplexes, $640,650 for triplexes, and $796,150 for four-unit properties.
Conventional loans have maximum amounts set at $548,250 for single-family homes, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Check today’s top FHA rates with our calculator and assess what you need for downpayment, income, credit, reserves, and the documents to qualify.
The Lendersa® calculator allows you to compare FHA with other loan programs like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® efficiently collects data from many lenders and aligns it against your financial profile and requirements in seconds.
Refer to the Loan Limits Comparison Table for 2026 in La-Verkin, Washington, UT to examine FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed qualification criteria, like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $414,000 | $530,000 | $640,650 | $796,150 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $331,200 | $331,200 | $331,200 | $331,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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