In the year 2026, the FHA loan limits established in the region of Logan, located in Cache, UT, are as follows: the cap for a single-family home reaches $492,200. This rises to $630,100 for residences that support two units, $761,650 for homes with three units, and extends to $946,550 for four-unit properties. These limits are set to accommodate different housing requirements, catering to both buyers and investors in diverse property markets.
For conventional loans, the maximum loan amount a borrower can obtain for a single-family residence stands at $726,200. As you move to properties containing two units, this limit increases to $929,850, for three-unit properties it is $1,123,900, and for homes containing four units, the ceiling is $1,396,800. These figures provide clarity for families and businesses seeking adequate financing options to meet their needs.
The use of our FHA calculator allows you to evaluate today’s most favorable FHA rates. It helps calculate the needed down payment and analyze the referral income required, alongside credit conditions, reserve thresholds, and the documents necessary for qualification. This tool is vital for anyone embarking on the process of securing finance and ensures a level of preparedness that aligns with loan program requirements.
With the Lendersa® calculator, you have the capability to compare FHA rates and terms with those of other comprehensive loan programs. Investigate differences and opportunities among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. Understanding the broad range of financial products available helps you tailor your loan choice to best suit your personal requirements and goals.
Lendersa® sources comprehensive loan data from thousands of lenders, merging this information swiftly with your detailed financial profile. This allows you to assess uniquely tailored loan options that are best suited to your needs with exceptional efficiency.
The Loan Limits Comparison Table for 2026 in Logan, within Cache, UT, offers a detailed look at the highest loan amounts across varying categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification requirements such as income brackets, reserve amounts, and credit necessities, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™), a resourceful tool to navigate and satisfy all eligibility criteria accurately.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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