For the year 2026, the FHA loan limits in the county of Cache, located in the state of UT, which includes Nibley, are set as follows: a single-family home limit is $492,200, the maximum for a duplex is $630,100, for a triplex it reaches $761,650, and for a four-unit property, it is $946,550.
Conventional loans have a maximum loan amount of $726,200 for single-family homes, $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit residences.
Check today’s top FHA rates with our calculator and determine the necessary downpayment, income, credit status, reserves, and documents required for your loan approval.
The Lendersa® calculator empowers you to compare the rates and terms of FHA loans with a variety of other loan programs. You can review conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA to choose the best fit for your needs.
Lendersa® accesses loan program data from an extensive network of lenders, providing an efficient comparison with your specific financial profile and requirements in a short amount of time.
For 2026, our Loan Limits Comparison Table for the county of Cache, UT will allow you to review maximum loan amounts and compare various options including FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess qualification criteria such as income, reserves, and credit requirements, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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