In 2026, FHA loan limits for Richmond in Cache, UT, are $492,200 for single-family homes, $630,100 for two-unit buildings, $761,650 for three-unit residences, and $946,550 for four-unit properties.
Conventional loans allow maximum amounts of $726,200 for single-family residences, moving to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to find today’s top FHA rates and understand the necessary downpayment, income verification, credit status, reserves, and documents required to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loans like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® quickly aggregates data from thousands of lenders, aligning it with your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Richmond, within Cache, UT, to see maximum limits for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For a detailed look at qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $517,000 | $517,000 | $517,000 | $517,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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