2026 FHA Loan Limits for Ashburn, Loudoun County, Virginia

During 2026, the FHA loan threshold for Ashburn county in Loudoun, VA is set at $1,089,300 for a single-family dwelling. For properties with two units, the limit is $1,394,775, it becomes $1,685,850 for three-unit buildings, and further reaches $2,095,200 for four-unit structures.

Conversely, the highest conventional loan permissible for a single-family residence stands at $1,089,300. For dual-unit homes, it is $1,394,775, rising to $1,685,850 when three units are involved, and finally reaching a peak of $2,095,200 for properties with four units.

Utilize our FHA calculator to access the most competitive FHA interest rates available today. This tool will assist you in figuring out the necessary down payment, as well as other key factors like your income, credit score, reserves, and required documentation for qualification.

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Assess your loan alternatives in Ashburn, VA

The Lendersa® calculator offers the capability to compare FHA loan rates and terms with all other loan programs available. Delve into comparison options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options, to determine the ideal fit for your needs.

Lendersa® rapidly gathers and evaluates comprehensive loan program data from a plethora of lenders, quickly matching it with your specific financial situation and requirements.

For 2026, explore our Loan Limits Comparison Table in Ashburn county of Loudoun, VA. This tool helps to compare varying restrictions of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively compare qualification criteria like income, reserves, and credit profiles, use the advanced Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Ashburn county of Loudoun, VA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Ashburn FHA Lenders

  • Main Street Home Loans
  • 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
  • Lends in Virginia
  • Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.

  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • Lends in Virginia
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Mable Loans, LLC
  • 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170
  • Lends in Virginia
  • Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.

  • Oak Hill Mortgage LLC
  • 3057 Jeannie Anna Court, Herndon, VA, 20171
  • Lends in Virginia
  • Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.

  • Mortgage X Home Loans
  • 1984 Isaac Newton Square W, Suite 304, Reston, VA, 20190
  • Lends in Virginia
  • Mortgage X Home Loans As the Mortgage Lending has evolved so have we. Mortgage regulations and guidelines are constantly changing. We are on top of the information wave. Great rates, low cost and customer satisfaction is standard business based on our model. We strive to provide more.Established in 2002.

  • Oakview Capital
  • 9911 Mill Run Drive, Great Falls, VA, 22066
  • Lends in Virginia
  • Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.

  • Colonial Mortgage Capital
  • 11890 Sunrise Valley Drive, Reston, VA, 20191
  • Lends in Virginia
  • Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.

  • Americorp Mortgage Services Inc
  • 12040 South Lakes Drive, Suite 102, Reston, VA, 20191
  • Lends in Virginia
  • Founded in 1997 with a goal to provide equitable mortgage solutions for home buyers, home owners and investors, nearly a decade later, Americorp Mortgage Services, Inc. consistently meets and exceeds its customer expectations. With an overall satisfaction rating of 'Excellent', Americorp Mortgage Services is committed to extraordinary service

  • Hayden Home Mortgage LLC
  • 25775 Tullow Pl, Chantilly, VA, 20152
  • Lends in Virginia
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • Lends in Virginia
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members