2026 FHA Loan Limits for University-Center, Loudoun County, Virginia

In 2026, FHA loan limits in University-Center, Loudoun, VA, are $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.

The maximum for conventional loans is $822,375 for single-family homes, with $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to check today’s best FHA rates and find the required downpayment, income, credit, reserves, and documents for qualification.

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The Lendersa® calculator lets you compare FHA rates and terms with other options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.

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The Loan Limits Table for 2026 in University-Center, Loudoun, VA, allows comparison of maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money. Use Lendersa® SLIQ™ to evaluate criteria like income, reserves, and credit.

Loan limits University-Center county of Loudoun, VA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Motto Franchising, LLC
  • 5075 S Syracuse St, Suite 1200, Denver, CO, 80237
  • Lends in Virginia
  • Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.

  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Lends in Virginia
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.

  • Low Cost Mortgage
  • 685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
  • Lends in Virginia
  • LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.

    SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan

  • Downs Financial Inc
  • 1159 South Clayton Street, Denver, CO, 80210
  • Lends in Virginia
  • We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.

  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • Lends in Virginia
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry.
    We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all
    quality service.

  • Air Academy Federal Credit Union
  • PO Box 62910, Colorado Springs, CO, 80962
  • Lends in Virginia
  • Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active

  • The Socha Lending Group
  • 1800 Glenarm Place, Suite 101, Denver, CO, 80202
  • Lends in Virginia
  • With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.

  • 1st Nations Mortgage
  • 281 Ponderosa Drive, Boulder, CO, 80303
  • Lends in Virginia
  • We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate

  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Lends in Virginia
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • COLONIAL SAVINGS, F.A.
  • 2020 Grand Ave, Suite 100, Laramie, WY, 82070
  • Lends in Virginia
  • Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions

  • Co/LAB Lending
  • 1666 Av. Juan Ponce de León, San Juan, PR, 00909
  • Lends in Virginia
  • Co/LAB Lending is a mortgage broker that’s committed to superior customer service and ultimate client satisfaction. Whether you’re a first-time home buyer or refinancing your fourth investment property, our job is to guide our clients through the entire mortgage process from application to closing and beyond.