In 2026, the FHA loan limits for Bedford in Bedford, VA are $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
Conventional loan maximums stand at $726,200 for one-unit homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Check today's top FHA rates with our FHA calculator, and find out necessary downpayment, income, credit score, reserves, and documents to qualify.
Use the Lendersa® calculator to compare FHA against other loan programs: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Within moments, Lendersa® analyzes thousands of lenders' data against your financial profile and requirements.
The 2026 Loan Limits Table in Bedford, Bedford, VA helps compare FHA with Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loan ceilings. For eligibility factors like income, reserves, and credit, use the Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $349,600 | $349,600 | $349,600 | $349,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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