In 2025, the FHA loan limits for Bedford in Bedford, VA are $472,030 for single-family homes, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for fourplexes.
Conventional loan maximums stand at $726,200 for one-unit homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Check today's top FHA rates with our FHA calculator, and find out necessary downpayment, income, credit score, reserves, and documents to qualify.
Use the Lendersa® calculator to compare FHA against other loan programs: Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Within moments, Lendersa® analyzes thousands of lenders' data against your financial profile and requirements.
The 2025 Loan Limits Table in Bedford, Bedford, VA helps compare FHA with Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loan ceilings. For eligibility factors like income, reserves, and credit, use the Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $349,600 | $349,600 | $349,600 | $349,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
