As of 2026, FHA loan limits in Blue-Ridge, within Botetourt, VA, reach $356,362 for a single-family home. Limits adjust to $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum limits for conventional loans are $548,250 for a single-family residence, $702,000 for two-unit configurations, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to explore today's leading FHA rates and assess the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator provides a comparison of FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
With extensive data from thousands of lenders, Lendersa® offers rapid comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Blue-Ridge, county of Botetourt, VA, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. For analyzing qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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