In 2026, aspiring homeowners in Bull-Run county of Prince William, VA should note that the FHA loan limits are set at $822,375 for a single-family home. For properties with 2-units, the limit is $1,053,000. For 3-units, this increases to $1,272,750, and for properties with 4-units, it reaches $1,581,750. Knowing these limits is essential for planning your home financing strategy effectively.
Conversely, the maximum amount that can be borrowed through conventional loans on a single-family property is $822,375. In the case of a 2-unit residence, the limit is $1,053,000. For those considering a 3-unit property, it is $1,272,750, and for a 4-unit property, the ceiling is $1,581,750. Understanding these figures is critical for managing expectations when considering financing options.
To determine today’s most favorable FHA rates and explore requirements such as downpayment, income proof, credit ratings, reserves, and essential documents to qualify, use our FHA calculator. This tool aids in comprehensively planning and securing the right loan terms for your financial health.
Moreover, to broaden your financing horizons, compare loan offers from an array of 100 lenders, making it easier to select a tailored financial plan suited to your needs.
The Lendersa® calculator assists in comparing FHA rates and terms with those of a variety of other loan programs. Consider exploring different financial models, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This comprehensive analysis provides insights into which program may align with your specific financial goals and objectives.
Lendersa® aggregates data from a broad network of lenders, allowing for instantaneous comparisons tailored to your individual financial profile and needs, enabling a more informed choice.
The Loan Limits Comparison Table for 2026 in Bull-Run county, Prince William, VA offers an extensive view of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification possibilities, including income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which streamlines the complex qualification process, ensuring you find the best loan fit for your circumstances.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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