For the year 2026, the FHA loan limit in Sudley county of Prince William, VA is outlined as follows: $546,250 for a single-family home, $699,300 for 2-units, $845,300 for 3-unit properties, and for a 4-unit building, it reaches $1,050,500.
When it comes to conventional loans, the maximum lendable amount on a single-family dwelling is $726,200. For 2-unit homes, it’s pegged at $929,850; for those interested in triplexes, the ceiling is $1,123,900, and for quadplexes, it stands at $1,396,800. These figures are pivotal in planning your real estate investments wisely.
Utilize our FHA calculator to ascertain today’s optimal FHA rates. It will guide you in comprehending the required downpayment, income verification, credit necessities, reserves, and the documentation you’ll need to secure a loan.
To expand your options, compare loan offers from a selection of 100 lenders, ensuring that you find the best deal tailored to your circumstances.
The Lendersa® calculator allows you to evaluate FHA rates and terms against many other available loan programs. Engage in a comprehensive comparison of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA. This broad overview assists you in selecting the most fitting option for your financing needs.
Benefiting from a vast array of data, Lendersa® aggregates and compares loan program information from thousands of lenders in mere seconds, taking into account your unique financial profile and specific needs.
For 2026, the Loan Limits Comparison Table in Sudley county, Prince William, VA provides insights into maximum loan amounts across different categories. Amidst FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans, you can discern which ones align best with your financial strategies. Furthermore, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification requirements such as income, credit, and reserve levels.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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