In the year 2026, the FHA loan limit for Danville county, which is part of Danville, VA, is set at $472,030 for a single-family property. For homes with two units, the limit reaches $604,400, for three-unit dwellings, the cap is $730,525, and for four-unit residences, it is $907,900.
For conventional loans, the highest loan amount for a single-family home is $726,200. The amount increases to $929,850 for two units, to $1,123,900 for three-unit structures, and to $1,396,800 for four-unit buildings.
Our FHA calculator helps you find the best current FHA rates and calculate the necessary downpayment, income requirements, credit score, reserves, and documentation to qualify.
The Lendersa® calculator allows you to compare FHA interest rates and terms with those of various other loan programs. You have the opportunity to explore comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to the FHA terms.
Lendersa® efficiently aggregates loan data from a multitude of lenders and matches it to your distinct financial picture and requirements within moments.
The Loan Limits Comparison Table for 2026 in Danville county of Danville, VA assists you in comparing the maximum loan amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. To assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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