2026 FHA Loan Limits for Collinsville, Henry County, Virginia

For 2026, FHA loan limits in Collinsville county, Henry, VA are reached at $546,250 for a single-family home, $699,300 for two units, $845,300 for three units, and $1,050,500 for four units.

Conventional loan maximums are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to access today’s best FHA rates and understand the necessary downpayment, income, credit, reserves, and documentation needed for qualification.

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Evaluate Loan Options in Collinsville, VA

The Lendersa® calculator facilitates comparison of FHA rates and terms with various other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

By aggregating data from thousands of lenders, Lendersa® matches this against your financial profile and needs promptly.

Access the Loan Limits Comparison Table for 2026 in Collinsville county, Henry, VA, which outlines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For assessing qualifications like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Collinsville county of Henry, VA

SFR 2 Units 3 Units 4 Units
FHA $546,250 $699,300 $845,300 $1,050,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $428,700 $428,700 $428,700 $428,700
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Collinsville FHA Lenders

  • ValleyStar Credit Union
  • 35 Dupont Rd, Martinsville, VA, 24112
  • Lends in Virginia
  • ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.

  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • Lends in Virginia
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.

  • American National Bank & Trust Company
  • 628 Main St, Danville, VA, 24541
  • Lends in Virginia
  • American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • Lends in Virginia
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Lends in Virginia
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.

  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Lends in Virginia
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Lends in Virginia
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".

  • First Residential Mortgage Corporation
  • 1344 N Main St, Blacksburg, VA, 24060
  • Lends in Virginia
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

Also lends in Virginia

  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.