2025 FHA (Government Loans) Limits for Galax, Galax County, Virginia

In 2025, FHA loan limit in Galax county of Galax, Virginia is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Galax county of Galax, Virginia compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Galax county of Galax, VA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • Integrity 1st Financial, LLC.
  • 2950 S Jamaica Ct, Suite 302, Denver, CO, 80014
  • We are one of the most resourceful and dedicated team of commercial real estate mortgage professionals in the industry. We are a client-driven commercial real estate finance firm serving borrowers of real estate capital. We offer all types of debt and equity financing for income producing properties.
  • Aurora Financial, LLC
  • 2851 S Parker Rd, Suite 1260, Aurora, CO, 80014
  • Buying a home and obtaining a home mortgage is more than getting the best low mortgage rate. We're committed to making your mortgage financing process as easy and affordable as possible. We are based in Vienna, Virginia and specialize in home, construction, and commercial mortgage loans.
  • K2 Lending Inc
  • 384 Inverness Parkway, Suite 200, Englewood, CO, 80112
  • K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..
  • DayOne Mortgage Group
  • 8480 E Orchard Rd, Suite 3150, Englewood, CO, 80111
  • Welcome to DayOne Mortgage Group, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch Whether a first time homebuyer, or a home owner looking to refinance, we are here to serve YOU! Loan programs we offer include, but are not limited to: Conventional, FHA, VA, USDA and more
  • Colten Mortgage, LLC
  • 6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
  • Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions
  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers. When you choose Guild, you get: - A commitment closing your loan on time - A wide array of ‭specialized products and programs for every type of homebuyer
  • Motto Franchising, LLC
  • 5075 S Syracuse St, Suite 1200, Denver, CO, 80237
  • Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.
  • Downs Financial Inc
  • 1159 South Clayton Street, Denver, CO, 80210
  • We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.
  • The Socha Lending Group
  • 1800 Glenarm Place, Suite 101, Denver, CO, 80202
  • With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.
  • 1st Nations Mortgage
  • 281 Ponderosa Drive, Boulder, CO, 80303
  • We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate
  • Evergreen National Bank
  • 28145 Highway 74, Evergreen, CO, 80437
  • Evergreen National Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.