In 2025, the FHA loan limit set for Galax, in Galax, VA is $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
For conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for three-unit structures, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to explore today’s best FHA rates and to evaluate requirements for downpayment, income, credit, reserves, and needed documentation to qualify.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with various other loan programs. Investigate options between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® utilizes extensive data from multiple lenders, quickly tailoring it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Galax, Galax, VA, aids in comparing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To view eligibility requirements, including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is recommended.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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