FHA Loan Limits for Galax, Galax county VA [2026]

In 2026, the FHA loan limit set for Galax, in Galax, VA is $472,030 for single-family homes, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum amounts are $726,200 for a single-family residence, $929,850 for 2-units, $1,123,900 for three-unit structures, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to explore today’s best FHA rates and to evaluate requirements for downpayment, income, credit, reserves, and needed documentation to qualify.

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Review your loan possibilities in Galax, VA

The Lendersa® calculator facilitates a comparison of FHA rates and terms with various other loan programs. Investigate options between Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® utilizes extensive data from multiple lenders, quickly tailoring it to your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Galax, Galax, VA, aids in comparing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To view eligibility requirements, including income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is recommended.

	SFR	2 Units	3 Units	4 Units
FHA	$472,030	$604,400	$730,525	$907,900
Conventional Conforming	$548,250	$702,000	$848,500	$1,054,500
Convetional High Balance	$726,200	$929,850	$1,123,900	$1,396,800
USDA	$336,500	$336,500	$336,500	$336,500
VA	$726,200	$929,850	$1,123,900	$1,396,800
None-Qm	$1,500,000	$1,500,000	$1,500,000	$1,500,000
None- QM- Super Jumo	$5,000,000	$5,000,000	$5,000,000	$5,000,000
Reverse Mortgage (HECM)	$822,375	$822,375	$822,375	$822,375
Proprietary Reverse Mortgage (Non-FHA)	$4,000,000	$4,000,000	$4,000,000	$4,000,000
Hard Money	$90,000,000	$90,000,000	$90,000,000	$90,000,000

Galax FHA Lenders
(540) 639-0885 Lender's profile and map First NRV Credit Union 900 W. Main St, Radford, VA, 24141 Lends in Virginia Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
(540) 274-0781 Lender's profile and map First Residential Mortgage Corporation 1344 N Main St, Blacksburg, VA, 24060 Lends in Virginia FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
(276) 963-0836 Lender's profile and map First Sentinel Bank 315 Railroad Avenue, Richlands, VA, 24641 Lends in Virginia Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
(800) 475-6328 Lender's profile and map ValleyStar Credit Union 35 Dupont Rd, Martinsville, VA, 24112 Lends in Virginia ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
(276) 628-9558 Lender's profile and map First Bank and Trust Company 667 West Main Street, Abingdon, VA, 24210 Lends in Virginia First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
(540) 982-3931 Lender's profile and map Roanoke Valley Community Credit Union 723 5th St NE, Roanoke, VA, 24016 Lends in Virginia Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.
(855) 462-5268 Lender's profile and map ALCOVA Mortgage LLC 308 Market Street SE., Roanoke, VA, 24011 Lends in Virginia "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. “When I bought my first house, I realized how confusing the mortgage process could be."
(540) 389-0244 Lender's profile and map Freedom First Credit Union 5240 Valleypark Drive, Roanoke, VA, 24019 Lends in Virginia Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep
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(336) 783-9100 Lender's profile and map NorthSide Mortgage Group, LLC 176 N Renfro Street, Mount Airy, NC, 27030 NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.
(304) 436-4112 Lender's profile and map MCNB Banks 75 Wyoming Street, Welch, WV, 24801 At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.