FHA Loan Limits for Radford, Radford County, VA in 2026

In 2026, the FHA loan limit for Radford county in Radford, VA, is $472,030 for a single-family home. It is $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum for a single-family home is $726,200, and for 2-units, it's $929,850. For 3-units, the maximum is $1,123,900, and $1,396,800 for 4-units.

Use our FHA calculator to explore today’s best rates and understand the downpayment, income, credit, and documents needed to qualify.

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Explore Loan Options in Radford, VA

With Lendersa®, compare FHA rates and terms with other options like Conventional, Jumbo, VA, USDA, and more. This tool swiftly gathers and contrasts data from numerous lenders based on your profile.

The Loan Limits Comparison Table for 2026 in Radford county of Radford, VA shows maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth review of qualification needs, including income and credit.

Loan limits Radford county of Radford, VA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Radford FHA Lenders

  • First NRV Credit Union
  • 900 W. Main St, Radford, VA, 24141
  • Lends in Virginia
  • Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".

  • First Residential Mortgage Corporation
  • 1344 N Main St, Blacksburg, VA, 24060
  • Lends in Virginia
  • FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Lends in Virginia
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • Lends in Virginia
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • Freedom First Credit Union
  • 5240 Valleypark Drive, Roanoke, VA, 24019
  • Lends in Virginia
  • Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep

  • Colonial Mortgage Company, LLC
  • 23 S. Roanoke St., Fincastle, VA, 24090
  • Lends in Virginia
  • We believe working with our friends & neighbors means we can offer more personal,more individualized service than you might get elsewhere.The mortgage loan expert who begins the process with you will work with you all the way through closing. They’ll answer questions,openly sharing advice & helping through all the steps until your loan is approved.

  • ValleyStar Credit Union
  • 35 Dupont Rd, Martinsville, VA, 24112
  • Lends in Virginia
  • ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.

  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Lends in Virginia
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.

Also lends in Virginia

  • NorthSide Mortgage Group, LLC
  • 176 N Renfro Street, Mount Airy, NC, 27030
  • NorthSide Group was formed in 2008 by the merger of two local financial firms owned and operated by Carmen and Stan Smith. Whether you are buying a home or refinancing, anywhere in Mount Airy, NC. We are committed to helping you realize and achieve your dream of homeownership, save on your current payment or get the most equity out of your home.

  • MCNB Banks
  • 75 Wyoming Street, Welch, WV, 24801
  • At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.