2025 FHA Loan Limits for Radford, Radford County, Virginia

In 2025, the FHA loan limit for Radford county in Radford, VA, is $472,030 for a single-family home. It is $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum for a single-family home is $726,200, and for 2-units, it's $929,850. For 3-units, the maximum is $1,123,900, and $1,396,800 for 4-units.

Use our FHA calculator to explore today’s best rates and understand the downpayment, income, credit, and documents needed to qualify.

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Explore Loan Options in Radford, VA

With Lendersa®, compare FHA rates and terms with other options like Conventional, Jumbo, VA, USDA, and more. This tool swiftly gathers and contrasts data from numerous lenders based on your profile.

The Loan Limits Comparison Table for 2025 in Radford county of Radford, VA shows maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth review of qualification needs, including income and credit.

Loan limits Radford county of Radford, VA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • American National Bank & Trust Company
  • 628 Main St, Danville, VA, 24541
  • American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
  • Select Bank
  • 211 Gristmill Dr, Forest, VA, 24551
  • At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
  • T.Y. Mortgage, LLC
  • 15115 Forest Road, Forest, VA, 24551
  • "TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
  • CornerStone Bank (Lexington, VA)
  • 54 South Main Street, Lexington, VA, 24450
  • CornerStone Bank will be recognized as the best and most caring place to bank in each of the communities it serves. Our Mission is To deliver exceptional service every day & to demonstrate in every interaction with customers, shareholders, employees & the community, the things we value most: integrity, excellence, reputation & results.
  • Diversified Mortgage Brokers
  • 100 Copley Place, Suite D, Lynchburg, VA, 24502
  • We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
  • Beacon Credit Union
  • PO Box 4319, Lynchburg, VA, 24502
  • Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
  • Blue Ridge Mortgage
  • 916 Main Street, Suite 400, Lynchburg, VA, 24504
  • Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
  • The Farmers Bank of Appomattox
  • 223 Main Street, Appomattox, VA, 24522
  • The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
  • DuPont Community Credit Union
  • 140 Lucy Ln, Waynesboro, VA, 22980
  • DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.