FHA Loan Max Loan amount for Radford, Radford County, VA in 2026

In 2026, the FHA loan limit for Radford county in Radford, VA, is $472,030 for a single-family home. It is $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

For conventional loans, the maximum for a single-family home is $726,200, and for 2-units, it's $929,850. For 3-units, the maximum is $1,123,900, and $1,396,800 for 4-units.

Use our FHA calculator to explore today’s best rates and understand the downpayment, income, credit, and documents needed to qualify.

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Explore Loan Options in Radford, VA

With Lendersa®, compare FHA rates and terms with other options like Conventional, Jumbo, VA, USDA, and more. This tool swiftly gathers and contrasts data from numerous lenders based on your profile.

The Loan Limits Comparison Table for 2026 in Radford county of Radford, VA shows maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for an in-depth review of qualification needs, including income and credit.

Loan limits Radford county of Radford, VA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Lends in Virginia
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.

  • CMS Mortgage Solutions Inc.
  • 1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
  • Lends in Virginia
  • CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004

  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Lends in Virginia
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.

  • Dragas Mortgage Company
  • 4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462
  • Lends in Virginia
  • Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you

  • OVM Financial
  • 5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
  • Lends in Virginia
  • Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.

  • Virginia Wholesale Mortgage Incorporated
  • 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
  • Lends in Virginia
  • Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.

  • Bay Mortgage, LLC
  • 600 Virginia Beach, Virginia Beach, VA, 23462
  • Lends in Virginia
  • We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally

  • Home Free Mortgage
  • 249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
  • Lends in Virginia
  • Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • PROCESS MORTGAGE, LLC
  • 249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
  • Lends in Virginia
  • The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.

  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Lends in Virginia
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.

  • Lower.com
  • 8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
  • Lends in Virginia
  • We believe owning a home is one of the greatest wealth builders out there.
    So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.