In 2026, the FHA loan limits for Highland-Springs, located in Henrico, VA, are specified as follows: $535,900 for a single-family home, $686,050 for 2-units, $829,250 for 3-units, and $1,030,600 for 4-units.
Regarding conventional loans, the maximum amounts are $548,250 for a single-family home, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to view today’s top FHA rates and evaluate your needs for downpayment, income, credit, reserves, and necessary documentation for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms against other loan programs. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive data from thousands of lenders, quickly comparing it to fit your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Highland-Springs county, Henrico, VA provides insights into maximum loans for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualification criteria such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $535,900 | $686,050 | $829,250 | $1,030,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $428,720 | $428,720 | $428,720 | $428,720 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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