2026 FHA (Government Loans) Limits for Sandston, Henrico County, Virginia

As of 2026, the FHA loan limits in Sandston of Henrico, VA are set at $546,250 for single-family homes. For duplexes, the limit is $699,300, it's $845,300 for triplexes, and for fourplexes, it goes up to $1,050,500.

Conventional loan maximums are $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to find the best FHA rates available today, and to figure out the necessary downpayment, income, credit score, reserves, and documentation for qualifying.

Compare offers from 100 lenders

Evaluate your loan choices in Sandston, VA

The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan schemes. Dive into and evaluate Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA options.

Lendersa® swiftly leverages data from thousands of lenders to match it against your personalized financial profile and requirements.

View the Loan Limits Comparison Table for 2026 in Sandston within Henrico, VA, to compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. For comparing eligibility factors like income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Sandston county of Henrico, VA

SFR 2 Units 3 Units 4 Units
FHA $546,250 $699,300 $845,300 $1,050,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $428,700 $428,700 $428,700 $428,700
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Sandston FHA Lenders

  • 804Mortgage, LLC
  • 708 Chimborazo Blvd, Richmond, VA, 23223
  • Lends in Virginia
  • We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • 1st Call Mortgage LLC
  • 8339 Wetherden Drive, Mechanicsville, VA, 23111
  • Lends in Virginia
  • 1st Call Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Richmond Virginia Fire Police Credit Union
  • 900 Hermitage Road, Richmond, VA, 23220
  • Lends in Virginia
  • The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.

  • Liberty Mortgage Corporation
  • 2501 Monument Ave, Richmond, VA, 23220
  • Lends in Virginia
  • Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.

  • Call Federal Credit Union
  • 4605 Commerce Road, Richmond, VA, 23234
  • Lends in Virginia
  • Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.

  • Brightleaf Mortgage LLC
  • 8678 Oakham Drive, Mechanicsville, VA, 23116
  • Lends in Virginia
  • Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.

  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
  • Lends in Virginia
  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.

  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Lends in Virginia
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.