In 2026, those exploring FHA loans in Huntington county of Fairfax, VA should be aware that the loan limits are established as follows: $1,089,300 for a single-family home, $1,394,775 for properties with 2-units, $1,685,850 for 3-unit dwellings, and $2,095,200 for 4-unit residences. These limits are essential for planning your financial strategy and determining your purchasing capacity.
For conventional loans, understanding the maximum amounts is equally crucial. For a single-family residence, the cap is set at $1,089,300. If you're looking at 2-units, the limit increases to $1,394,775, for 3-units it reaches $1,685,850, and for a 4-unit, it is $2,095,200. This information provides vital insight into your borrowing potential.
To access today's best FHA rates and determine necessary requirements such as the downpayment, income verification, credit score, reserves, and documentation needed to qualify, utilize our FHA calculator. This tool provides clarity and assistance in navigating the complex loan landscape.
Explore financial possibilities by comparing different loan offers from an array of 100 lenders, allowing you to select the best terms tailored to your needs.
The Lendersa® calculator is designed to help you evaluate FHA rates and terms against a wide range of other available loan programs. This includes Conventional loans, Jumbo loans, VA loans, USDA offerings, Non-QM options, and hard money loans. By examining these alternative options, you can identify the loan that most closely aligns with your financial goals and requirements.
Lendersa® compiles comprehensive data from thousands of lenders, providing quick evaluations matched to your individual financial profile and needs, empowering informed decision-making concerning your financing options.
The Loan Limits Comparison Table for 2026 in Huntington county of Fairfax, VA provides a detailed overview of maximum loan amounts across various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly explore qualification requirements such as income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), enhancing your ability to gauge suitability for different financial avenues.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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