In 2026, the FHA loan limit for Hybla-Valley county within Fairfax, VA, is $822,375 for a single-family residence. For a 2-unit property, the limit is $1,053,000; for 3-unit homes, it’s $1,272,750, and for a 4-unit property, the cap is $1,581,750. Understanding these limits is crucial for planning your investment strategy.
On the other hand, for conventional loans, a single-family home can be financed up to $822,375. Duplexes have a ceiling of $1,053,000, while triplex properties can reach $1,272,750, and for four-unit dwellings, the limit is $1,581,750. These figures guide your borrowing strategy.
To uncover today’s FHA rates and determine requirements such as downpayment, income, credit, reserves, and necessary documents to qualify, utilize our FHA calculator. It assists in making well-informed financial decisions.
To broaden your financial outlook, review loan offers from a diverse set of 100 lenders and find the one that best fits your needs.
The Lendersa® calculator provides an opportunity to evaluate FHA rates and terms against a variety of other loan options. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. By examining all these, you can choose what aligns with your financial objectives.
Lendersa® sources comprehensive loan data from numerous lenders, allowing you a quick comparison tailored to your unique financial profile.
The Loan Limits Comparison Table for 2026 in Hybla-Valley county, Fairfax, VA, facilitates a review of maximum loan amounts across various categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper understanding of the qualification requirements—covering income, reserves, and credit—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
