In 2026, FHA loan limits for Massanetta-Springs, within Rockingham, VA, are $356,362 for a single-family home. For two units, the limit is $456,275; three units at $551,500, and for four units, it’s $685,400.
The maximum amounts for conventional loans are $548,250 for single-families, $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit buildings.
Use our FHA calculator to find today’s prime FHA rates, determining the required downpayment, income, credit score, reserves, and documentation necessary to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® swiftly processes data from thousands of lenders, aligning it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Massanetta-Springs, Rockingham, VA, assists in comparing maximum loan limits among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $320,700 | $320,700 | $320,700 | $320,700 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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