In 2026, FHA loan limits in Elkton, within Rockingham, VA, stand at $472,030 for a single-family home. The limit increases to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum amount for conventional loans is $726,200 for a single-family residence, scaling up to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check today’s top FHA rates and assess necessary downpayment, income, credit requirements, reserves, and required documents to qualify.
The Lendersa® calculator enables comprehensive comparisons of FHA rates and terms with those of other loan programs. Explore and contrast various options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® meticulously compiles data from thousands of lenders, swiftly matching it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Elkton, Rockingham, VA, allows you to examine the maximum loan amounts offered across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Analyze qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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