In 2026, the FHA loan limit for South-Hill county, Mecklenburg, VA is set at $356,362 for a single-family home. For two-units, the limit is $456,275, for three-units it's $551,500, and for four-units, the limit reaches $685,400.
For conventional loans, maximum amounts include $548,250 for a single-family residence, increasing to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator to view today’s top FHA rates and assess required downpayment, necessary income, credit criteria, reserves, and documents essential for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other loan programs. Investigate and contrast FHA with Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® quickly gathers and analyzes vast volumes of data from thousands of lenders, aligning it with your individual financial profile and needs for optimal decision-making.
The Loan Limits Comparison Table for 2026 in South-Hill, county of Mecklenburg, VA, assists in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limit maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria such as income, reserves, and credit needed to qualify.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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