In 2026, FHA loan limits are set for Stuarts-Draft county within Augusta, VA, as follows: $356,362 for a single-family home, $456,275 for properties with 2 units, $551,500 for 3-unit homes, and $685,400 for 4-units.
The maximum allowed for conventional loans on single-family residences is $548,250. For homes with 2 units, it's $702,000; for 3-unit properties, the limit is $848,500; and for 4-unit dwellings, it is $1,054,500.
Use our FHA calculator to view today’s optimal FHA rates and determine necessary qualifications, including downpayment, income, credit score, reserves, and needed documents.
The Lendersa® calculator provides comparison capabilities for FHA rates and terms against other loan programs. You can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in conjunction with FHA.
Lendersa® swiftly gathers data from thousands of lenders and aligns it with your specific financial profile and needs.
The 2026 Loan Limits Comparison Table for Stuarts-Draft county in Augusta, VA, highlights maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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