For the year 2026, the FHA loan limit for a single-family home in Staunton county, VA stands at $472,030. For properties with 2 units, the limit is $604,400, for 3 units, it's $730,525, and for 4 units, it's $907,900.
Meanwhile, the maximum amount for conventional loans is set at $726,200 for a single-family residence, increases to $929,850 for duplexes, $1,123,900 for triplexes, and reaches $1,396,800 for four-unit homes.
To discover the best current FHA rates and understand the requirements like down payment, income, credit, and reserves you need, use our FHA calculator.
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The Lendersa® calculator allows you to compare FHA rates and terms alongside those of other loan programs. You can evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans directly with FHA terms.
Lendersa® compiles loan program information from numerous lenders, quickly matching it with your financial specifics and objectives.
For 2026, utilize the Loan Limits Comparison Table in Staunton county, Staunton, VA to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating criteria like income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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