In 2026, those looking into FHA loans in Warrenton county within Fauquier, VA, will find the loan limits set as follows: for a single-family home, the maximum borrowing capacity is $1,089,300. For properties with 2-units, the limit increases to $1,394,775. If you're considering a 3-unit property, note that the cap is $1,685,850, while for a 4-unit home, it is $2,095,200. Understanding these limits is key to financial planning, helping to guide potential buyers in aligning their mortgage capacities with their desired property size.
In contrast, the maximum loan amounts for conventional loans are defined differently based on property size. For a single-family residence, the cap is set at $1,089,300. If purchasing a 2-unit property, it rises to $1,394,775. A 3-unit home has a cap of $1,685,850, and for 4-unit residences, it reaches $2,095,200. These caps are crucial for setting realistic expectations about mortgage values and planning suitable financial strategies.
Utilize our FHA calculator to gain insights into today’s best FHA rates. This tool is equipped to evaluate required downpayments, income necessities, credit score thresholds, necessary reserves, and additional documents needed for qualifying. This guidance ensures you are well-prepared in terms of financial readiness, smoothing the pathway for your subsequent loan application process.
For more extensive loan options, explore loan offers from a wide array of 100 different lenders to ensure you find the best alignment with your current financial needs and goals.
The Lendersa® calculator provides you with a robust platform for comparing FHA rates and terms against a wide selection of other loans. With options including Conventional loans, Jumbo loans, VA loans, USDA choices, Non-QM products, and hard money loans, this tool helps you determine the best fit for your financial scenario. Such wide-ranging comparisons enable you to select the option that most closely meets your goals for home financing.
Lendersa® efficiently gathers and processes extensive data from a multitude of lenders, allowing for quick assessments tailored to your unique financial profile, supporting well-informed decision-making strategies.
The Loan Limits Comparison Table for 2026 in Warrenton county of Fauquier, VA offers a detailed overview of maximum loan amounts across various categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To methodically review qualification requirements such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which helps simplify the analysis of your financial eligibility and maximizes your potential for loan acceptance.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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