For 2026, FHA loan limits in Woodstock within Shenandoah, VA are $472,030 for a single-family house, $604,400 for a duplex, $730,525 for a triplex, and $907,900 for a fourplex.
Conventional loan maximums reach $726,200 for a single-family home, expanding to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit buildings.
Utilize our FHA calculator to discover today's optimal FHA rates, assessing needed downpayment, necessary income, credit, reserves, and documentation for qualification.
Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Evaluate and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard-money loans.
Lendersa® rapidly applies lender data, aligning it with your distinctive financial needs.
The 2026 Loan Limits Reference for Woodstock in Shenandoah, VA, facilitates FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard-money loans ceiling comparisons. Use Lendersa® SLIQ™ to review requirements of income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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