For 2025, the FHA loan limits in Luray county, Page, VA, are set at $472,030 for a single-family home, increasing to $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The conventional loan limit peaks at $726,200 for single-family homes, $929,850 for two-unit buildings, $1,123,900 for three-unit homes, and $1,396,800 for four-unit residences.
Utilize our FHA calculator to explore today’s ideal FHA rates, and to determine the necessary downpayment, income, credit requirements, reserves, and documents needed to qualify.
The Lendersa® calculator lets you look at FHA rates and terms and compare them with those of other programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Leveraging data from thousands of lenders, Lendersa® quickly analyzes it against your financial profile for tailored options.
The Loan Limits Comparison Table for 2025 in Luray, Page, VA, provides a view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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