In 2025, FHA loan limits in Bristol county, situated within Addison of VT, are determined as follows: for a single-family home, the maximum is $472,030. For properties with two units, the limit extends to $604,400. If you're considering three units, the cap is $730,525. For buildings with four units, you can reach a maximum of $907,900. These limits are in place to help guide prospective homebuyers through the variety of available financing options, ensuring that larger properties have appropriately scaled lending boundaries.
When considering conventional loans, the highest loan amount available for a single-family residence is $726,200. For properties featuring two family units, the maximum loan amount available is $929,850. For three-unit buildings, the limit goes up to $1,123,900. For four-unit residences, the loan limit extends to $1,396,800, offering diversified funding opportunities tailored to varied housing configurations.
Make use of our FHA calculator to explore today’s most favorable FHA rates. It assists in calculating downpayments and determining key financial thresholds such as income, credit scores, reserves, and documentation requirements necessary for qualification. This tool provides crucial insights for streamlined financial planning.
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The Lendersa® calculator is a highly effective tool crafted to enable comparisons between FHA loan rates and terms and those offered by other programs. These programs include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and innovative hard money loans, presenting a broad spectrum of choices to examine thoroughly. By exploring these options, you can discover the best possible fit for your financial needs and home-buying objectives.
Lendersa® efficiently sources loan program data from thousands of lending institutions, delivering customized and expedited comparisons that match your specific financial profile. In mere moments, you gain access to insightful information tailored to facilitate sound financial decisions in your housing venture.
The Loan Limits Comparison Table for 2025 in Bristol county of Addison, VT, provides a comprehensive overview of the maximum allowable loan amounts that you can secure. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualifications like required income levels, reserves, and credit evaluations, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is a resourceful tool that delivers an in-depth understanding crucial for making informed mortgage choices, ensuring that you can navigate the lending landscape with confidence and precision.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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