2026 FHA (Government Loans) Limits for Bristol, Addison County, Vermont

In 2026, FHA loan limits in Bristol county, situated within Addison of VT, are determined as follows: for a single-family home, the maximum is $472,030. For properties with two units, the limit extends to $604,400. If you're considering three units, the cap is $730,525. For buildings with four units, you can reach a maximum of $907,900. These limits are in place to help guide prospective homebuyers through the variety of available financing options, ensuring that larger properties have appropriately scaled lending boundaries.

When considering conventional loans, the highest loan amount available for a single-family residence is $726,200. For properties featuring two family units, the maximum loan amount available is $929,850. For three-unit buildings, the limit goes up to $1,123,900. For four-unit residences, the loan limit extends to $1,396,800, offering diversified funding opportunities tailored to varied housing configurations.

Make use of our FHA calculator to explore today’s most favorable FHA rates. It assists in calculating downpayments and determining key financial thresholds such as income, credit scores, reserves, and documentation requirements necessary for qualification. This tool provides crucial insights for streamlined financial planning.

Investigate loan offers from an impressive selection of 100 lenders

Explore Your Loan Opportunities in Bristol, VT

The Lendersa® calculator is a highly effective tool crafted to enable comparisons between FHA loan rates and terms and those offered by other programs. These programs include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and innovative hard money loans, presenting a broad spectrum of choices to examine thoroughly. By exploring these options, you can discover the best possible fit for your financial needs and home-buying objectives.

Lendersa® efficiently sources loan program data from thousands of lending institutions, delivering customized and expedited comparisons that match your specific financial profile. In mere moments, you gain access to insightful information tailored to facilitate sound financial decisions in your housing venture.

The Loan Limits Comparison Table for 2026 in Bristol county of Addison, VT, provides a comprehensive overview of the maximum allowable loan amounts that you can secure. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualifications like required income levels, reserves, and credit evaluations, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is a resourceful tool that delivers an in-depth understanding crucial for making informed mortgage choices, ensuring that you can navigate the lending landscape with confidence and precision.

Loan limits Bristol county of Addison, VT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Bristol FHA Lenders

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • Lends in Vermont
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

  • New England Federal Credit Union
  • 141 Harvest Lane, Williston, VT, 05495
  • Lends in Vermont
  • NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.

  • Mansfield Mortgage Professionals
  • 57 River Rd, Suite 1009, Essex Junction, VT, 05452
  • Lends in Vermont
  • Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.

  • Northfield Savings Bank
  • 210 College Street, Suite 201, Burlington, VT, 05401
  • Lends in Vermont
  • Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont

  • Asaro Mortgage, LLC
  • 125 Bank Street, Suite 1, Burlington, VT, 05401
  • Lends in Vermont
  • Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.

  • SPRUCE MORTGAGE, INC
  • 430 Shelburne Rd, Burlington, VT, 05401
  • Lends in Vermont
  • Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors

  • Vermont Mortgage Company
  • 135 College Street, Suite 1, Burlington, VT, 05401
  • Lends in Vermont
  • Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.

  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Lends in Vermont
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives

  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Lends in Vermont
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.

  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • Lends in Vermont
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.