For 2026, FHA loan limits in Middlebury county of Addison, VT, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The maximum loan amounts for conventional loans are $726,200 for single-family homes, $929,850 for two-unit properties, $1,123,900 for three-unit residences, and $1,396,800 for four-unit buildings.
Use our FHA calculator to find today’s top rates and determine what’s needed for downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows comparisons between FHA rates and those of other loans, such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® quickly collects data from thousands of lenders to compare it against your financial profile.
Review the Loan Limits Comparison Table for 2026 in Middlebury, Addison, VT, to see max loan limits for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage, and hard money loans. Use Lendersa®’s SLIQ™ for income, reserves, and credit evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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