In 2026, FHA loan limits within Castleton of Rutland, VT, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Maximum amounts for conventional loans are set at $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to access today’s best FHA rates and find out how much downpayment, income, credit, reserves, and documents you need to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with other loans such as conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® gathers extensive data from thousands of lenders, quickly comparing it against your unique financial profile.
The Loan Limits Comparison Table for 2026 in Castleton, Rutland, VT, highlights maximums for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money loans. Use the Lendersa® SLIQ™ to examine qualifications for income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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