In 2025, FHA loan limits in Johnson county of Lamoille, VT are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units. These limits are designed to cater to the diverse housing market in the area, allowing flexibility for buyers with varying housing requirements.
For conventional loans, the maximum financing that can be secured for a single-family residence stands at $726,200. For two-unit dwellings, the ceiling is $929,850, for three units, it is $1,123,900, and for four-unit properties, it goes up to $1,396,800. Such detailed structuring ensures that the loan offerings align with the varied needs of potential homeowners.
Utilize our FHA calculator to access today's prime FHA rates. This tool assists in calculating the downpayment, understanding income requirements, and assessing credit and reserve needs, alongside the documentation required to qualify. It's an essential step in planning your home financing smoothly and effectively.
The Lendersa® calculator provides a thorough comparison of FHA rates and terms against other loan offerings. This includes exploring Conventional, Jumbo, VA, USDA, Non-QM, and hard money loan options. By doing so, you are equipped to make a well-rounded decision that best suits your financial situation.
Lendersa® aggregates comprehensive data from thousands of lenders, allowing for rapid comparisons according to your specific financial profile and needs. This ensures you get data-driven insights quickly.
The Loan Limits Comparison Table for 2025 in Johnson county of Lamoille, VT delivers insights into the maximum loan amounts available across multiple categories, such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further explore qualification criteria such as income, reserves, and credit conditions, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers a deep dive into your unique financing requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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