In 2026, the FHA loan limits in Underhill county of Chittenden, VT are established at $492,200 for a single-family home, $630,100 for properties with two units, $761,650 for triplexes, and $946,550 for four-unit buildings.
For conventional loans, the maximum is $726,200 for a single-family residence. For a two-unit property, the limit is $929,850, three units are capped at $1,123,900, and four units have a ceiling of $1,396,800.
Our FHA calculator helps you access today’s top FHA rates, determining necessary downpayments, income levels, credit standards, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates information from thousands of lenders, providing quick comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Underhill county of Chittenden, VT, offers insights on FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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