In 2025, the FHA loan limits for Waterbury, located in Washington County, VT, are set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit structures.
The maximum loan amounts available for conventional loans are $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to determine today’s best FHA rates and find out what’s necessary for downpayment, income, credit, reserves, and required documentation to qualify.
The Lendersa® calculator helps you compare FHA rates and terms against other loan options, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® sources extensive data from thousands of lenders to quickly match it with your financial profile and distinctive needs.
The 2025 Loan Limits Comparison Table for Waterbury, within Washington, VT, offers insights into maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To assess requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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