For 2026, FHA loan limits in Jericho, Chittenden, VT, are $492,200 for a single-family home, $630,100 for two units, $761,650 for three units, and $946,550 for four units.
Conventional loans allow a maximum of $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to access today’s leading FHA rates and determine the downpayment, income, credit, reserves, and documents required for qualifying.
The Lendersa® calculator lets you evaluate FHA rates and terms compared to other loan programs like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® compiles extensive data from thousands of lenders to provide fast comparisons against your financial profile.
The Loan Limits Comparison Table for 2026 in Jericho, Chittenden, VT, gives insights into maximums for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money loans. Use Lendersa®'s SLIQ™ for qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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