2026 FHA Loan Limits for Arlington, Snohomish County, Washington

In 2026, the FHA loan limit in Arlington county of Snohomish, WA is set at $977,500 for a single-family home. For properties comprising two units, the limit is $1,251,400. Homes with three units can have loans up to $1,512,650 and those with four units can reach $1,879,850.

When it comes to conventional loans, the maximum allowable amount for a single-family dwelling is $977,500. This increases to $1,251,400 for two-unit buildings, $1,512,650 for three-unit residences, and peaks at $1,879,850 for four-unit establishments.

Utilize our FHA calculator to uncover today’s best FHA interest rates. It also assists in assessing necessary requirements such as downpayment, income, credit, reserves, and the documentation required to qualify.

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The Lendersa® calculator allows for an in-depth comparison of FHA rates and terms alongside all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, enabling you to find the best available deal.

Lendersa® aggregates loan program data from a wide array of lenders, swiftly aligning it with your financial profile to provide you with tailored options in moments.

The Loan Limits Comparison Table for 2026 in Arlington county, Snohomish, WA, provides a comprehensive look at the maximum loan amounts for various programs, covering FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To examine income, reserves, and credit requirements further, use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights.

Loan limits Arlington county of Snohomish, WA

SFR 2 Units 3 Units 4 Units
FHA $977,500 $1,251,400 $1,512,650 $1,879,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $977,500 $1,251,400 $1,512,650 $1,879,850
USDA $713,000 $713,000 $713,000 $713,000
VA $977,500 $1,251,400 $1,512,650 $1,879,850
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Scouters Mortgage
  • 1913 Main Street, Suite 151, Oregon City, OR, 97045
  • Lends in Washington
  • "We have helped thousands of families obtain the right mortgage to meet their needs. To help as many families as possible obtain their goal of homeownership and financial prosperity. Honesty, Integrity, Accountability, and Accuracy are the core principals of our business.
    Specializing in Conventional, FHA, USDA, VA, Rehab and Jumbo loans"

  • Greater Oregon Mortgage Company
  • 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070
  • Lends in Washington
  • Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.

  • Kahren Oxner at UMortgage
  • 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
  • Lends in Washington
  • Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.

  • Borrow Smart Mortgage Inc
  • 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
  • Lends in Washington
  • Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.

  • Advantage Mortgage Inc
  • 265 SW 1st Avenue, Canby, OR, 97013
  • Lends in Washington
  • Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.

  • Prime One Mortgage Corp.
  • 3305 W. Bismark Ave, Spokane, WA, 99205
  • Lends in Washington
  • At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.

  • Heritage Home Loans
  • 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
  • Lends in Washington
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.

  • Washington Trust Bank
  • 717 W. Sprague, Spokane, WA, 99201
  • Lends in Washington
  • Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest

  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Lends in Washington
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.