For the year 2026, the FHA loan limits in Lake-Stevens county of Snohomish, WA have been set at $776,250 for single-family residences, $993,750 for duplexes, $1,201,200 for triplexes, and $1,492,800 for four-unit homes.
The conventional loan limit for a single-family home is $776,250, and for two-unit properties, it is $993,750. For three-unit homes, it stands at $1,201,200, and for four-unit properties, it is $1,492,800.
Utilize our FHA calculator to discover today’s top FHA rates while determining the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to evaluate FHA rates and terms alongside those of various other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly compiles loan data from thousands of lenders, comparing it to your financial profile to find the best matches for your needs.
The 2026 Loan Limits Comparison Table in Lake-Stevens county of Snohomish, WA provides a detailed look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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