FHA Loan Limits for Lake-Stevens, Snohomish County, WA in 2025

For the year 2025, the FHA loan limits in Lake-Stevens county of Snohomish, WA have been set at $776,250 for single-family residences, $993,750 for duplexes, $1,201,200 for triplexes, and $1,492,800 for four-unit homes.

The conventional loan limit for a single-family home is $776,250, and for two-unit properties, it is $993,750. For three-unit homes, it stands at $1,201,200, and for four-unit properties, it is $1,492,800.

Utilize our FHA calculator to discover today’s top FHA rates while determining the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.

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The Lendersa® calculator allows you to evaluate FHA rates and terms alongside those of various other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® swiftly compiles loan data from thousands of lenders, comparing it to your financial profile to find the best matches for your needs.

The 2025 Loan Limits Comparison Table in Lake-Stevens county of Snohomish, WA provides a detailed look at maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Lake-Stevens county of Snohomish, WA

SFR 2 Units 3 Units 4 Units
FHA $776,250 $993,750 $1,201,200 $1,492,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $776,250 $993,750 $1,201,200 $1,492,800
USDA $659,800 $659,800 $659,800 $659,800
VA $776,250 $993,750 $1,201,200 $1,492,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Cascade Valley Mortgage
  • 1151 Hemlock Ave SW, North Bend, WA, 98045
  • Cascade Valley Mortgage Our goal is to make your loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. By putting you first, we assure you a pleasurable transaction
  • Jensen Kelly
  • 15608 SE 224th Street, Kent, WA, 98042
  • "At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through. We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"
  • Cascadia Mortgage
  • 23302 139th Avenue South East, Kent, WA, 98042
  • The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Pinnacle 1 Mortgage LLC
  • 15423 South East 272nd Street, Suite 110, Kent, WA, 98042
  • Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.
  • Advisory Lending Group
  • 119 N Commercial St, Suite 240, Bellingham, WA, 98225
  • Advisory Lending Group, we are driven to meet the mortgage needs of our community.Whether you are purchasing your first home, investment property or building your dream home, Carla Lee and Advisory Lending Group will empower you with confidence with our knowledge, convenience & solid expertise from initial application through and beyond the closing
  • Bryte Home Loans
  • 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
  • We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
  • Neighborhood Mortgage
  • 4164 Meridian Street, Suite 108, Bellingham, WA, 98226
  • Neighborhood Mortgage is a locally owned mortgage company located in Bellingham, Washington. Our company mission is to provide superior customer service and offer a variety of mortgage products including: purchase mortgages, refinances, FHA Loans, VA Loans, USDA Loans, Reverse Mortgage Loans, Section 184 Loans, Construction Loans and more.
  • The Patterson Company
  • 3324 N Visscher St, Tacoma, WA, 98407
  • THE PATTERSON COMPANY REAL ESTATE LENDING, opened its doors for business in June of 1996. The company’s background in financial services includes all aspects of loan origination and mortgage broker services: residential homes (investment and owner occupied properties) custom construction and small commercial lending.
  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals. Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf