In 2025, for Bothell county, King, WA, the FHA loan limits are outlined as follows: $977,500 for a single-family home, $1,251,400 for properties with two units, $1,512,650 for three-unit homes, and $1,879,850 for residences with four units.
Regarding conventional loans, the maximum allowable amounts are $977,500 for a single-family house, $1,251,400 for two-unit properties, $1,512,650 for three units, and $1,879,850 for four-unit residences.
Use our FHA calculator to explore the best FHA rates available today and understand the necessary down payment, income, credit, reserves, and documentation needed for qualifying.
With the Lendersa® calculator, you can compare FHA loan rates and terms against other loan programs, such as Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans, alongside FHA offerings.
Lendersa® acquires comprehensive loan program information from thousands of lenders and swiftly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Bothell county of King, WA provides a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Evaluate qualification needs like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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