For 2026, the FHA loan caps in Castle-Rock county situated in Cowlitz, WA are established at $356,362 for single-family dwellings, $456,275 for duplex units, $551,500 in the case of triplexes, and $685,400 for four-unit complexes.
In the realm of conventional loans, the highest possible amounts are defined as $548,250 for single-family houses, whereas duplexes can secure up to $702,000. For residences comprising three units, the amount is set at $848,500, and for four-unit properties, it peaks at $1,054,500.
Utilize our FHA calculator to view today's top FHA rates, along with calculating the required down payment, income levels, credit scores, reserves, and the documentation that is essential for qualification.
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The Lendersa® calculator is meticulously engineered to assist you in weighing FHA rates and terms against other available loan program options. Embark on a detailed exploration and comparison across a wide range of loans including conventional, jumbo, VA, USDA, Non-QM, and hard money loans when juxtaposed against FHA.
This tool is complemented by Lendersa®'s dynamic process of aggregating expansive loan program data from a myriad of lenders. Our platform enables rapid comparisons, helping you make informed decisions that align with your unique financial situation and specified needs in moments.
Featuring the Loan Limits Comparison Table for the year 2026 within Castle-Rock county of Cowlitz, WA, this resource empowers you to scrutinize numerous maximum loan limits applicable to FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Furthermore, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to intricately compare qualifications pertaining to factors such as income necessities, reserve mandates, and credit score requisites for a comprehensive evaluation.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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