For 2026, the FHA loan limits in Kalama, Cowlitz, WA are $472,030 for a single-family home, escalating to $604,400 for 2-units, $730,525 for 3-units, and reaching $907,900 for 4-units.
Conventional loans, on the other hand, have a maximum limit of $726,200 for single-family residences. This increases to $929,850 for 2-unit homes, $1,123,900 for 3-unit homes, and $1,396,800 for 4-unit homes.
Our FHA calculator can help you find today's best FHA rates and calculate the downpayment, income requirements, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against all other loan options. Evaluate options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Gathering data from thousands of lenders, Lendersa® quickly analyzes it in relation to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Kalama, Cowlitz, WA allows for the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limit maximums. To assess qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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