In 2026, within Cle-Elum, Kittitas, WA, the FHA loan limits are: $356,362 for a single-family home, moving up to $456,275 for 2-unit properties, $551,500 for 3-units, and reaching $685,400 for 4-units.
The maximum loan ceiling for conventional loans on a single-family residence stands at $548,250. It extends to $702,000 for 2-units, $848,500 for 3-units, and reaches $1,054,500 for 4-units.
Use our FHA calculator to check current FHA best rates and calculate required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows you to weigh FHA rates and terms against other loan programs. Examine options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Sourcing information from thousands of lenders, Lendersa® aids in comparing options tailored to your financial profile and needs.
Look at the Loan Limits Comparison Table for 2026 in Cle-Elum, Kittitas, WA to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Lendersa® Super Loan Integrated Qualifier (SLIQ™) helps assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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