For the year 2026, the FHA loan limitations within Colfax county, located in Whitman, WA, are specified as $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplex structures, and $907,900 for four-unit buildings.
In the context of conventional loan amounts, the maximum allowable for single-family homes is $726,200; for two-unit properties, it's $929,850; for three-unit buildings, it reaches $1,123,900; and for four-unit residences, it is set at $1,396,800.
Make use of our FHA calculator to uncover today’s competitive FHA interest rates and to calculate the necessary down payment, income requirements, credit score thresholds, reserves, and requisite documentation needed for qualification.
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The Lendersa® calculator facilitates comparisons between FHA rates and terms and those found in other loan programs. Take a deep dive into a spectrum of loans—ranging from Conventional, Jumbo, VA, USDA, and Non-QM loans to hard money alternatives—when considering FHA.
With data sourced from thousands of lending institutions, Lendersa® provides a rapid comparison against your personal financial situation and requirements, equipping you with insights in seconds.
The Loan Limits Comparison Table, reflecting the statistics for 2026 within Colfax county, Whitman, WA, allows you to scrutinize maximum loan amounts across several categories: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. If evaluating qualification requirements such as income levels, reserves, and credit checks, Lendersa® Super Loan Integrated Qualifier (SLIQ™) can assist by providing a thorough appraisal.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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