FHA Loan Limits for Pullman, Whitman County, WA in 2026

For 2026, the FHA loan limits for Pullman county in Whitman, WA are as follows: $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit residences.

Conventional loans have a maximum amount of $726,200 for a single-family residence, $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four-unit properties.

Utilize our FHA calculator to check the current best FHA rates, and find out the necessary downpayment, income, credit, reserves, and documents to qualify.

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The 2026 Loan Limits Comparison Table for Pullman county in Whitman, WA includes details for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare different requirements such as income, reserves, and credit.

Loan limits Pullman county of Whitman, WA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Pullman FHA Lenders

  • Good Deeds Mortgage
  • 115 NW State St, Suite 302, Pullman, WA, 99163
  • Lends in Washington
  • At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.

  • Twin River National Bank
  • 900 5th Street, Clarkston, WA, 99403
  • Lends in Washington
  • Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.

  • First Choice Mortgage Co.
  • 4408 S. Park Lane, Spokane, WA, 99223
  • Lends in Washington
  • First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.

  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • Lends in Washington
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.

  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • Lends in Washington
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.

  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Lends in Washington
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.

  • Modus Mortgage
  • 140 S Arthur St, Suite 506, Spokane, WA, 99202
  • Lends in Washington
  • We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.

  • Heritage Home Loans
  • 1227 N Argonne Rd., Spokane, WA, 99212
  • Lends in Washington
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.

Also lends in Washington

  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval

  • St. Joe Valley Credit Union
  • 129 S 9th Street, Saint Maries, ID, 83861
  • This credit union was organized on October 31, 1959, to promote thrift among its members & to accumulate a fund from these savings to make needed loans to members.

    We started with a humble 33 members with a total of $173.00 in assets at that time. To date this credit union has over 2,000 members with assets size from $7,100,000 to over $8,000,