2023 FHA (Government Loans) Limits for Cottage-Lake, King County, Washington

In 2024, FHA loan limit in Cottage-Lake county of King, Washington is $776,250 for a single-family home, $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $776,250, $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

Compare loan offers from 100 lenders

Compare your loan options in Cottage-Lake, WA

Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

Lendersa® gets loan program data from thousands of lenders and, in seconds, compares it against your unique financial profile and needs.

Loan Limits Comparison Table for 2024 in Cottage-Lake county of King, Washington compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Cottage-Lake county of King, WA

SFR 2 Units 3 Units 4 Units
FHA $776,250 $993,750 $1,201,200 $1,492,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $776,250 $993,750 $1,201,200 $1,492,800
USDA $659,800 $659,800 $659,800 $659,800
VA $776,250 $993,750 $1,201,200 $1,492,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
  • Cascade Lending Group LLC
  • 4720 200th Street Southwest, Suite 205, Lynnwood, WA, 98036
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • eBuilt Home Loans
  • 22214 Old Poplar Way, Brier, WA, 98036
  • eBuilt Home Loans management team consists of three highly skilled, passionate, and dedicated individuals: Scott Greenlaw (President), Debra Greenlaw (Managing Member), and Amber Brenon (Processing Manager), Our entire management team is committed to eBuilt Home Loans vision, direction and long term success.
  • 1st Security Bank of Washington
  • 6920 220th St SW, Mountlake Terrace, WA, 98043
  • At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
  • eLink Mortgage LLC
  • 3207 NE 125th St, Seattle, WA, 98125
  • eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
  • Capstone Home Loans
  • 3400 188th Street SW, Suite 101, Lynnwood, WA, 98037
  • Capstone Home Loans is a leading, full-service integrated mortgage bank setting the standard for the industry today with a purposeful eye towards the future. A unique firm with a practice that actively supports the talents of experienced mortgage professionals who are focused on serving their client’s goals in pursuit of the American Dream.
  • Westwood Mortgage
  • 9706 4th Ave NE, Suite 205, Seattle, WA, 98115
  • Westwood Mortgage specializes in helping people find the perfect loan for their needs.Our focus is on providing our clients with the best service, competitive interest rate & fees, along with the most accurate information. We offers clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs.
  • FAST TRACK MORTGAGE
  • 10000 Aurora Ave N, Suite 2, Seattle, WA, 98133
  • Fast Track Mortgage we take pride in treating our clients with honesty and integrity. Ask us about getting refinanced in Seattle.Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs.