In 2025, within the county of Liberty-Lake, Spokane, WA, the FHA loan limits are structured as follows: $356,362 for a single-family residence, $456,275 for a duplex, $551,500 for triplexes, and $685,400 for four-unit properties. These defined limits ensure coverage for a variety of property configurations, accommodating diverse housing needs and investment strategies.
The maximum for conventional loans on a single-family home is capped at $548,250. It adjusts to $702,000 for two-unit homes, $848,500 for properties with three units, and extends to $1,054,500 for four-unit structures. Such adjustments provide flexible financing options tailored to different residential configurations.
Leverage our FHA calculator to access the best FHA rates available currently, enabling accurate determinations for downpayments, income verification, credit evaluations, reserves, and necessary documentation. This tool aids in streamlining the preparatory process, making prospective borrowers loan-ready with greater ease and precision.
Survey a selection of loan options from an extensive pool of 100 lenders, helping you find the most suitable financial solutions aligned with your personal and investment goals.
The comprehensive Lendersa® calculator provides a detailed comparison of FHA loan rates and terms against other available loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This flexibility ensures all-encompassing insights, vital for making informed choices.
Lendersa® gathers and evaluates enormous datasets from thousands of lenders, quickly aligning them with your financial profile and requirements to present optimal, bespoke loan solutions effectively.
Featured in the Loan Limits Comparison Table for 2025 in Liberty-Lake county, Spokane, WA, are maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to deeply assess qualification criteria such as income, reserves, and credit. This ensures thorough readiness for loan commitments and overall financial preparedness for informed decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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