In the year 2025, the FHA loan limits defined for Country-Homes county, part of Spokane, WA, stand at $356,362 for a single-family home. For a property with two units, the limit is $456,275, for three-unit buildings it's $551,500, and for four units, it peaks at $685,400.
The highest loan amount for conventional loans on a single-family residence is set at $548,250. For dual-unit properties, the limit reaches $702,000, while three-unit homes have a cap at $848,500, and for four-unit dwellings, it tops out at $1,054,500.
Utilize our FHA calculator to identify today’s most competitive FHA rates. This tool aids in determining the downpayment, the income required, credit checks, reserves, and all necessary documents needed for qualification.
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The Lendersa® calculator provides a powerful mechanism to contrast FHA rates and terms with those of all other available loan programs. Delve into and analyze Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as diverse hard money loans when stacked up against FHA proposals.
Lendersa® effectively aggregates well-rounded loan program data from thousands of lenders, quickly incorporating it to match your unique financial profile and needs.
Using the Loan Limits Comparison Table for 2025 in Country-Homes county, located in Spokane, WA, you can compare the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and potential hard money loans. To delve deeper into qualification criteria like income, required reserves, and credit evaluations, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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