For 2026, the FHA loan limit in Marietta-Alderwood, Whatcom, WA stands at $603,750 for a single-family home. For a 2-unit dwelling, it is $772,900, and for 3-units, the limit is $934,250. Properties with 4-units can borrow up to $1,161,050.
The limit for conventional loans on a single-family residence is $726,200. This increases to $929,850 for 2-units, $1,123,900 for 3-units, and peaks at $1,396,800 for 4-units.
Utilize our FHA calculator to access today's optimal FHA rates and determine the necessary downpayment, along with evaluating your income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator offers comparisons between FHA rates and terms and those of other loan programs. Explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® aggregates data from multiple lenders and performs comparisons tailored to your financial profile and requirements.
In Marietta-Alderwood, within the county of Whatcom, WA, the Loan Limits Comparison Table for 2026 helps compare the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed assessment of qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $603,750 | $772,900 | $934,250 | $1,161,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $411,200 | $411,200 | $411,200 | $411,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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