For 2025, the FHA loan limit in Mirrormont, King, within WA, is $977,500 for a single-family residence. This limit gives way to $1,251,400 for 2-unit properties, extends to $1,512,650 for 3-units, and finally reaches $1,879,850 for 4-units.
Conversely, for conventional loans, the maximum amount for a single-family house is set at $977,500. It rises to $1,251,400 for 2-units, further increasing to $1,512,650 for properties with 3-units, and culminates at $1,879,850 for 4-unit homes.
To find the best rates available today and calculate the necessary downpayment, income, credit, reserves, and required documents for eligibility, use our comprehensive FHA calculator.
The Lendersa® calculator is a powerful tool for comparing FHA rates and terms with other loan offerings. It allows you to explore and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Sourcing data from a robust network of thousands of lenders, the Lendersa® platform rapidly aligns it with your personal financial needs and profile.
The Loan Limits Comparison Table for 2025 in Mirrormont, King, WA offers insights for evaluating maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification elements such as income, reserves, and credit, consider Lendersa® Super Loan Integrated Qualifier (SLIQ™) as part of your evaluation toolset.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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